SiriusXM has agreed to pay $28 million to settle a class action lawsuit alleging the company repeatedly called people who had asked to be left alone. If you received unwanted telemarketing calls from SiriusXM between April 27, 2019 and October 31, 2025, you may be entitled to up to $1,500 — and you do not need receipts, proof of purchase, or any documentation beyond the phone number that received the calls. The claim filing deadline is March 21, 2026, which is just days away. The case, Campbell et al. v.
Sirius XM Radio, Inc. (Case No. 2:22-cv-2261), was filed in November 2022 in the United States District Court for the Central District of Illinois. Plaintiffs allege that SiriusXM violated the Telephone Consumer Protection Act (TCPA) and similar state laws by making unsolicited telemarketing calls to individuals registered on the National Do Not Call Registry or who had specifically asked to be placed on SiriusXM’s internal do-not-call list. SiriusXM denies any wrongdoing but agreed to the settlement. Below, we break down exactly who qualifies, how to file before the deadline, what to expect in terms of payment, and the common pitfalls that could disqualify an otherwise valid claim.
Table of Contents
- Who Qualifies for the SiriusXM $28 Million TCPA Settlement and Do You Need Receipts?
- How Much Will You Actually Receive from the SiriusXM Settlement?
- The TCPA and Why SiriusXM’s Telemarketing Practices Drew a Lawsuit
- How to File Your SiriusXM Settlement Claim Before the March 21 Deadline
- Common Mistakes That Could Disqualify Your SiriusXM Settlement Claim
- What Happens After the Claim Deadline Passes
- The Broader Pattern of TCPA Enforcement and What It Means for Consumers
- Conclusion
- Frequently Asked Questions
Who Qualifies for the SiriusXM $28 Million TCPA Settlement and Do You Need Receipts?
The short answer is that you qualify if SiriusXM called you more than once within any 12-month period during the class period of April 27, 2019 through October 31, 2025, and you were either registered on the National Do Not Call Registry at least 31 days before those calls or had asked SiriusXM directly to stop calling you. No receipts are required. When you file your claim, you provide the phone number that received the calls, and the settlement administrator cross-references that number against SiriusXM’s internal call records and the National Do Not Call Registry database to verify eligibility. This is a significant departure from many class action settlements where the burden of proof falls squarely on the claimant. Think about how most consumer settlements work — you typically need to dig up old receipts, bank statements, or order confirmations.
Here, the verification process relies on records that SiriusXM and the federal government already maintain. If you remember getting those calls but long ago deleted the call logs from your phone, that does not matter. There is one major exclusion to be aware of: if you were a self-paying SiriusXM subscriber at the time the calls were made, you are not eligible. However, if you were on a free trial — the kind that often comes bundled with a new car purchase — you may still qualify. The distinction matters because SiriusXM is notorious for aggressively marketing to people whose free trials are expiring, and those are precisely the kinds of calls this lawsuit targeted.
How Much Will You Actually Receive from the SiriusXM Settlement?
While the settlement allows for payments of up to $1,500 per eligible claimant, the actual amount you receive will almost certainly be lower. Payments are distributed on a pro rata basis, meaning the $28 million pot (minus attorney fees and administrative costs) gets divided among all valid claimants. The fewer people who file, the more each person receives. The more people who file, the smaller each check gets. To put this in perspective, TCPA settlements tend to attract a high volume of claims because the eligibility criteria are straightforward and no documentation is required. If, hypothetically, 100,000 valid claims are filed and roughly $18 million remains after legal and administrative expenses, each claimant would receive around $180.
That is still meaningful money for filling out a short online form. However, if you are expecting the full $1,500, temper those expectations unless the claim volume turns out to be unusually low. Payments will be issued approximately 30 days after final court approval and the resolution of any appeals. The final approval hearing is scheduled for May 11, 2026. If no one objects or appeals, you could realistically see a payment by mid-summer 2026. If appeals are filed, the timeline could stretch considerably — TCPA settlement appeals have historically delayed payouts by six months to over a year in some cases.
The TCPA and Why SiriusXM’s Telemarketing Practices Drew a Lawsuit
The Telephone Consumer Protection Act, signed into law in 1991, was designed to give Americans a way to fight back against unwanted telemarketing. The law established the National Do Not Call Registry and set penalties for companies that ignore it. Under the TCPA, companies can face statutory damages of $500 per violation, and if a court finds the violations were willful, that number triples to $1,500 per call. When you multiply those penalties across potentially millions of calls over a six-year class period, you can see how SiriusXM’s legal exposure ballooned to the point where a $28 million settlement made business sense. SiriusXM’s telemarketing practices have been a source of consumer complaints for years.
The company’s business model relies heavily on converting free trial users — particularly those who receive complimentary satellite radio with a new vehicle — into paying subscribers. Former trial users have long reported that SiriusXM continued calling even after they explicitly asked the company to stop. The Campbell lawsuit consolidated these complaints into a class action, arguing that the pattern was not a series of isolated mistakes but a systemic practice. It is worth noting that SiriusXM denies all allegations of wrongdoing. Settling a case is not an admission of liability, and companies frequently settle TCPA claims to avoid the risk of a trial where statutory damages could dwarf the settlement amount. Regardless of SiriusXM’s legal position, the settlement fund is real and available to eligible claimants.
How to File Your SiriusXM Settlement Claim Before the March 21 Deadline
Filing a claim is straightforward and can be done in under five minutes. The fastest method is to visit the official settlement website at SXMTCPASettlement.com and complete the online claim form. You will need to provide your name, contact information, and — most critically — the phone number that received the SiriusXM telemarketing calls. If you have changed phone numbers since the calls occurred, use the old number that actually received them. The administrator is matching against call records tied to specific phone numbers, not to your current contact information.
If you prefer not to file online, you can also submit a claim by calling 1-866-566-4210 or by emailing [email protected] to request a claim form. The phone and email options are particularly useful for people who are not comfortable with online forms or who have questions about their eligibility before filing. Whichever method you choose, the claim must be submitted by March 21, 2026. Late claims will not be accepted, and there is no indication that the deadline will be extended. One practical consideration: if you had multiple phone numbers that received SiriusXM telemarketing calls during the class period, file a separate claim for each number. Each phone number represents a distinct set of potential violations, and filing for all of them maximizes your share of the settlement fund.
Common Mistakes That Could Disqualify Your SiriusXM Settlement Claim
The most frequent disqualifier is also the most counterintuitive: being a paying SiriusXM subscriber. If you were actively paying for a SiriusXM subscription when the calls were made, you are excluded from the class. This catches people off guard because they assume that being a customer who asked to stop receiving calls should make their claim stronger, not weaker. The legal logic is that the TCPA’s do-not-call provisions apply differently when there is an existing business relationship. If you had a paid subscription during part of the class period but not all of it, you may still be eligible for calls received during the periods when you were not a paying subscriber. Another common mistake is providing the wrong phone number.
If you have had multiple phone numbers over the past seven years, you need to identify the specific number that received the calls. Submitting your current number when the calls actually went to an old number will result in a failed verification, because the administrator is matching against SiriusXM’s call logs. Take a few minutes to think through which number you were using during the 2019-2025 period, especially if you switched carriers or got a new number. Finally, do not assume that because you received one call, you qualify. The settlement requires that you received more than one SiriusXM telemarketing call within a 12-month period. A single unwanted call, while annoying, does not meet the threshold for this particular settlement.
What Happens After the Claim Deadline Passes
Once the March 21 claim deadline passes, the settlement moves into its next phase. The opt-out and objection deadline is March 27, 2026, giving class members a brief window to either exclude themselves from the settlement or formally object to its terms. Opting out preserves your right to pursue an individual lawsuit against SiriusXM, but you would give up any payment from this settlement.
For most people, opting out makes little sense unless you have evidence of extensive, egregious violations that could yield a larger individual judgment. The final approval hearing is set for May 11, 2026, where the judge will review the settlement terms, consider any objections, and decide whether to grant final approval. Assuming approval is granted and no appeals follow, the settlement administrator will begin distributing payments approximately 30 days later. Keep your mailing address and contact information current with the settlement administrator, because if your check gets returned as undeliverable, recovering those funds becomes significantly more difficult.
The Broader Pattern of TCPA Enforcement and What It Means for Consumers
The SiriusXM settlement is part of a broader wave of TCPA enforcement that has accelerated in recent years. Companies across industries — from cable providers to insurance companies to auto warranty scammers — have faced significant financial consequences for ignoring do-not-call requests. The TCPA remains one of the few federal laws that gives individual consumers real leverage against corporate telemarketers, with statutory damages high enough to make class actions financially viable for plaintiffs’ attorneys.
For consumers, the lesson is straightforward: register your number on the National Do Not Call Registry if you have not already, and when a company calls you, explicitly ask to be placed on their internal do-not-call list. Document the date you made the request if possible. These two steps create the legal foundation for any future TCPA claim. The SiriusXM settlement demonstrates that these protections are not just theoretical — they can translate into real money when companies fail to respect them.
Conclusion
The SiriusXM $28 million TCPA settlement offers a rare opportunity for consumers to receive compensation without the usual hassle of digging up old receipts or proving a purchase. If you received repeated unwanted telemarketing calls from SiriusXM between April 2019 and October 2025 while registered on the Do Not Call Registry or after asking the company to stop, you are likely eligible for a payment of up to $1,500. The settlement administrator handles the verification using SiriusXM’s own records, so the filing process is minimal.
The critical deadline is March 21, 2026. File your claim at SXMTCPASettlement.com, call 1-866-566-4210, or email [email protected]. Do it now rather than later — there is no benefit to waiting, and missing the deadline means forfeiting your claim entirely. After filing, keep your contact information current and expect a payment sometime in mid-to-late 2026, assuming the court grants final approval at the May 11 hearing and no appeals are filed.
Frequently Asked Questions
Do I need to provide proof that SiriusXM called me?
No. You only need to provide the phone number that received the calls. The settlement administrator will verify your eligibility by cross-referencing SiriusXM’s internal call records and the National Do Not Call Registry database.
I was on a free SiriusXM trial when the calls happened. Am I still eligible?
Yes. The exclusion applies only to self-paying subscribers. If you were on a complimentary or free trial — such as the ones bundled with new vehicle purchases — you may still qualify.
How much money will I actually receive?
The maximum is $1,500, but actual payments will likely be lower. The settlement fund is divided pro rata among all valid claimants after deducting legal and administrative costs. The final amount depends on how many people file claims.
I changed my phone number since the calls happened. Can I still file?
Yes, but you must provide the old phone number that actually received the SiriusXM calls, not your current number. The administrator matches claims against call records tied to specific phone numbers.
What is the deadline to file a claim?
March 21, 2026. Claims submitted after this date will not be accepted. There is no indication the court will extend the deadline.
When will I receive my payment?
Payments are expected approximately 30 days after final court approval, which is scheduled for May 11, 2026. If no appeals are filed, payments could arrive by mid-summer 2026. Appeals could delay the timeline significantly.