If you ever texted “STOP” to SiriusXM and they kept calling or texting you anyway, you may be owed money from a $28 million class action settlement. The settlement resolves claims that SiriusXM violated the Telephone Consumer Protection Act by continuing to contact consumers with telemarketing calls and text messages after those consumers had explicitly asked them to stop. The deadline to file a claim is reportedly March 21, 2026, which means time is running short for anyone who wants to collect their share. This is not a trivial payout.
Depending on the number of valid claims filed, individual payments could range from a modest check to a more meaningful sum. The TCPA is one of the few federal laws that gives ordinary consumers real leverage against corporations that ignore opt-out requests, and settlements in this space have historically produced per-claimant payments ranging from around $50 to several hundred dollars. SiriusXM has denied wrongdoing, as defendants in these cases almost always do, but agreed to the settlement to avoid the expense and uncertainty of trial. This article breaks down who qualifies for the settlement, how to file a claim before the deadline, what SiriusXM allegedly did wrong, how TCPA protections actually work in practice, and what to watch out for when navigating the claims process. Whether you are a current or former SiriusXM subscriber, or someone who never signed up but still received their calls, the details matter.
Table of Contents
- Why Did SiriusXM Face a $28 Million Settlement for Calling After Consumers Sent STOP?
- Who Qualifies for the SiriusXM TCPA Settlement and Who Does Not?
- How the TCPA Protects Consumers From Unwanted Robocalls and Texts
- How to File a Claim Before the March 2026 Deadline
- Common Issues That Can Disqualify or Delay Your Settlement Payment
- SiriusXM’s History of Aggressive Telemarketing Complaints
- What This Settlement Means for Future TCPA Enforcement
- Conclusion
- Frequently Asked Questions
Why Did SiriusXM Face a $28 Million Settlement for Calling After Consumers Sent STOP?
The core allegation is straightforward. Plaintiffs claimed that SiriusXM continued to place telemarketing calls and send text messages to consumers who had already revoked consent, including people who texted “STOP” or verbally asked to be removed from call lists. Under the TCPA, once a consumer revokes consent to receive autodialed calls or texts, the company must honor that request. Continuing to call after a stop request is not just annoying — it is a per-call violation that can carry statutory damages of $500 to $1,500 per incident. SiriusXM’s aggressive retention and resubscription marketing has been a well-documented consumer complaint for years.
Many former subscribers have reported receiving repeated calls urging them to reactivate their service, even after canceling and explicitly requesting no further contact. The lawsuit alleged that SiriusXM used automated dialing systems and prerecorded messages to make these calls, which triggers TCPA protections regardless of whether the consumer was a former customer. The $28 million settlement figure reflects the scale of the alleged conduct — potentially millions of unwanted calls and texts over the class period. For comparison, a single consumer who received dozens of unwanted calls after sending STOP could theoretically be owed thousands of dollars under the TCPA’s statutory damages framework. In a class settlement, however, the math works differently. The total fund is divided among all valid claimants, which means early filing and proper documentation improve your chances of receiving a meaningful payment.
Who Qualifies for the SiriusXM TCPA Settlement and Who Does Not?
The class definition in TCPA settlements typically covers anyone who received calls or texts from the defendant (or its agents) on their cellular telephone using an automatic telephone dialing system or prerecorded voice after revoking consent during a specified class period. For this SiriusXM settlement, you would generally need to have received such calls or texts after telling SiriusXM to stop contacting you. The exact class period dates and specific eligibility criteria should be available on the official settlement website, which is typically linked in the court-approved class notice. However, there are important limitations. If you voluntarily provided your phone number as part of a new transaction or inquiry after previously opting out, SiriusXM could argue you re-consented.
This is a gray area in TCPA law, and the settlement may address it differently than a trial would. Additionally, if you only received calls on a landline rather than a cell phone, the TCPA’s autodialer provisions may not apply in the same way, depending on the specific claims in the case. People who received calls but never actually asked SiriusXM to stop may not qualify either, since the core allegation is about post-revocation contact. If you are unsure whether you qualify, the claim form itself usually asks specific questions that help determine eligibility. Do not assume you are excluded just because you were a paying subscriber at some point. former subscribers who canceled and then received unwanted calls are often the primary class members in cases like this.
How the TCPA Protects Consumers From Unwanted Robocalls and Texts
The Telephone Consumer Protection Act, enacted in 1991 and amended several times since, remains the primary federal law governing telemarketing calls and texts. Its key provisions prohibit using automatic telephone dialing systems or prerecorded voices to call cell phones without prior express consent, and they require telemarketers to maintain internal do-not-call lists. When a consumer says stop, the company must stop. There is no grace period, no 30-day window, and no exception for “one more try.” A real-world example of how this plays out: suppose you cancel your SiriusXM trial subscription and the next day receive a text asking you to come back. You reply “STOP.” under the TCPA, SiriusXM must cease automated contact to that number. If you then receive three more texts and two robocalls over the following weeks, each of those five contacts is a separate violation.
At $500 per violation, that is $2,500 in potential statutory damages — or $7,500 if a court finds the violations were willful. These numbers explain why companies eventually agree to large settlements rather than risk trial. It is worth noting that recent court decisions, including the Supreme Court’s 2021 ruling in Facebook v. Duguid, narrowed the definition of what constitutes an automatic telephone dialing system. This has made some TCPA claims harder to prove. However, cases involving clear opt-out violations — where the consumer demonstrably said stop and the company kept calling — remain strong claims regardless of the dialing technology used.
How to File a Claim Before the March 2026 Deadline
Filing a TCPA settlement claim is generally a simple process, but you need to do it correctly and before the deadline. The official settlement website, which should have been identified in the class notice you received by mail, email, or through court records, will have an online claim form. You will typically need to provide your name, address, phone number that received the calls, and some basic information about the unwanted contacts you received. Some settlements ask you to attest under penalty of perjury that you qualify, so accuracy matters. The tradeoff between filing early and waiting is minimal — there is no advantage to waiting, and significant risk in procrastinating. If you miss the deadline, you are almost certainly barred from receiving any payment, and you may also lose your right to sue SiriusXM individually over the same conduct.
Filing early also means your claim is processed sooner, which can matter if the settlement administrator needs to follow up for additional information. The entire process usually takes under ten minutes. One practical warning: be cautious about third-party websites that offer to file claims on your behalf, often in exchange for a percentage of your payment. The official settlement claim process is free. You do not need to hire anyone or pay anything to submit a valid claim. If someone contacts you offering to help file for a fee, that is a red flag. Go directly to the court-approved settlement website listed in your class notice.
Common Issues That Can Disqualify or Delay Your Settlement Payment
The most common reason claims get rejected is that the claimant does not actually meet the class definition. If you received SiriusXM marketing calls but never told them to stop — never texted STOP, never asked a representative to remove you, never submitted a written opt-out — you may not be part of the class that this specific settlement covers. The distinction between “I didn’t want those calls” and “I told them to stop and they kept calling” is legally significant. Another issue is providing the wrong phone number. The settlement is tied to specific phone numbers that received post-opt-out calls. If you have changed your number since the calls occurred, you still need to provide the number that received the unwanted contacts, not your current number.
Providing the wrong number can result in your claim being denied because it does not match the defendant’s call records. If you genuinely cannot remember which number was affected, check old phone bills or the original class notice, which may reference the number. A less obvious pitfall involves duplicate claims. Submitting multiple claims for the same phone number will not increase your payment and may flag your submissions for review, potentially delaying processing. If multiple people in a household received calls on different numbers, each person should file a separate claim for their own number. But one person filing twice for the same number is a problem, not a strategy.
SiriusXM’s History of Aggressive Telemarketing Complaints
SiriusXM is no stranger to consumer complaints about its marketing and cancellation practices. The company has faced scrutiny from state attorneys general and the FTC over the years for making it difficult to cancel subscriptions and for continuing to contact former subscribers long after they left. In recent years, the FTC took action against SiriusXM over its cancellation process, alleging the company made it unreasonably difficult for consumers to cancel and subjected them to unwanted retention efforts. This pattern of conduct provides important context for the TCPA settlement — it was not an isolated incident but part of a broader corporate approach to subscriber retention that repeatedly crossed legal lines.
For consumers, the lesson is to document everything. If you are dealing with unwanted calls from any company, keep a log of dates, times, and what was said. Screenshot any texts, especially your STOP messages and any responses. This documentation is valuable not only for settlement claims but also for individual TCPA lawsuits, which can sometimes yield higher per-person recoveries than class settlements.
What This Settlement Means for Future TCPA Enforcement
The SiriusXM settlement is part of a broader trend of significant TCPA class actions that continue to hold companies accountable for ignoring consumer opt-out requests. Despite efforts by some industry groups to weaken the TCPA through legislative amendments or favorable court rulings, the law remains a powerful tool for consumers. The $28 million price tag sends a message to subscription-based companies that aggressive post-cancellation telemarketing carries real financial risk. Looking ahead, consumers should be aware that the TCPA landscape is evolving.
The FCC has been expanding protections in some areas, particularly around robotexts and lead generation consent. At the same time, companies are becoming more sophisticated about how they structure consent disclosures in their terms of service. The best protection remains the simplest one: when you want the calls to stop, say so clearly and in writing, then document that you did. If the calls continue, you have options — including lawsuits and settlements like this one.
Conclusion
The SiriusXM $28 million TCPA settlement represents a meaningful opportunity for consumers who were subjected to unwanted calls and texts after asking the company to stop. With the filing deadline of March 21, 2026 approaching, eligible class members should submit their claims promptly through the official settlement website. The process is free, takes only minutes, and could result in a real payment — but only if you act before the deadline passes.
More broadly, this case is a reminder that federal law gives you the right to tell companies to stop calling, and that right has teeth. If SiriusXM or any other company ignores your opt-out request, document the calls, file complaints with the FCC, and be aware that class action settlements and individual lawsuits are available remedies. The TCPA exists precisely because consumers should not have to tolerate marketing harassment from companies that refuse to take no for an answer.
Frequently Asked Questions
How much money will I receive from the SiriusXM settlement?
The exact per-person payment depends on the total number of valid claims filed. In TCPA class settlements of this size, individual payments have historically ranged from roughly $50 to several hundred dollars, but the actual amount will not be determined until after the claims deadline passes and all claims are processed.
Do I need a lawyer to file a claim?
No. The claims process is designed for individuals to complete on their own at no cost. You do not need to hire an attorney or pay anyone to file on your behalf. Be wary of any service that asks for a fee to submit your claim.
What if I do not remember the exact dates SiriusXM called me?
You generally do not need exact dates to file a claim. The claim form will ask for the phone number that received the calls and basic attestation that you qualify. The settlement administrator can cross-reference your number against SiriusXM’s call records.
Can I still file a claim if I was a paying SiriusXM subscriber when I received the calls?
Potentially, yes. The key issue is not whether you were a subscriber, but whether you revoked consent and SiriusXM continued calling. Former subscribers who canceled and then received unwanted marketing calls are a primary group in this class.
What happens if I miss the March 21, 2026 deadline?
If you miss the deadline, you will almost certainly be unable to receive any payment from the settlement. You may also forfeit your right to bring an individual lawsuit against SiriusXM for the same conduct covered by the settlement, unless you previously opted out of the class.
Does this settlement affect my current SiriusXM subscription?
No. Filing a claim does not cancel your subscription or change your account status. The settlement only addresses past alleged TCPA violations and has no impact on active service agreements.